It will now be possible for senior citizens to purchase health insurance, regardless of any underlying medical concerns, even if they are 80 or 90 years old.

This comes after the ruling party declared that "everyone over the age of 70 years" would be covered by the government's Ayushman Bharat health insurance program in its election manifesto.

Under the previous regulations, people could only get new insurance coverage up until the age of 65. 

But now that the recent modification is in place and will take effect on April 1st, anyone can get a new health insurance policy, regardless of age.

Insurers must provide policies to individuals regardless of severe medical conditions, offer premium payments in installments, and allow AYUSH treatment coverage without limits.

Benefit-based policyholders can file multiple claims, while senior citizens' complaints and claims will be handled through a specialized channel for better responsiveness.